Video LibraryIf You Were Injured on the Job, Does the Size of Your Employer’s Company Make a Difference?

December 26, 2019by Aaron Allison

Austin workers compensation attorney Aaron Allison explains how the size of your employer matters when you are injured on the job. For more information, call (512) 474-8346.

https://youtu.be/lc60iA0nIb8

Video Transcription:

As far as I understand, Amazon has their own underwriters and they’re self-insured for purposes of their fleet. They’re just like any corporate entity which owns a fleet of vehicles. They have a large liability line of insurance, usually it’s in excess of a million dollars, for liability in the event that one of their drivers causes an accident. There usually is up to a million dollars of coverage on that commercial line. Of course it is Amazon in the event where you had a catastrophic injury or death as a result of the negligence of an Amazon delivery driver, you would not accept a million dollars as full and final settlement of that claim. Amazon is one of the wealthiest corporations in the world. You would go to Amazon directly and ask for more compensation for the death of your client in that situation. Some situations you have employers which are running subsistence businesses and they have a fleet of vehicles and they purchase a line of insurance and usually a commercial line of insurance is between one to two million dollars. In those situations, if they were negligent and caused the death of someone using that vehicle, usually you’re looking at that policy limit because if you went after the company themselves, over and above the policy limit, it would force the company into bankruptcy and you wouldn’t be able to collect from the company, so in those situations, it depends on the insurance they have in the size of the company which is responsible for the injury or death to the client. For more information, go to AaronAllisonLawFirm.com.

Aaron Allison

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Aaron Allison

Aaron Allison, a second-generation personal injury lawyer from Austin, follows in the footsteps of his father, who founded their firm in 1978. Admitted to practice by the Texas Supreme Court, the Federal Court for the Western District of Texas, the 5th Circuit Court of Appeals, and the U.S. Supreme Court, Aaron brings extensive legal expertise to his clients.

Specializing in personal injury cases, Aaron offers a distinct advantage for Texas workers injured on the job. With Texas workers' compensation laws leading many attorneys to avoid these cases, Aaron is one of only 40 lawyers among 95,000 in Texas who represent injured workers in straight workers' compensation cases. His firm continues to provide dedicated support for those suffering catastrophic work injuries, maintaining a proud tradition of advocacy spanning decades.