Does Atlas General Provide Workers’ Comp Insurance in Texas?

Texas workers are gaining a new workers’ compensation insurance provider in 2015. San Diego-based Atlas General has decided to expand its services to cover more than just Western states.

Atlas General is expected to help businesses in the automotive, artisan contractors, health care and hospitality industries.

Workers’ compensation allows people suffering from workplace injuries to pay for medical bills and collect some lost wages. Additionally, burial and death benefits are provided for workers killed on the job.

What Kind of Injuries Are Not Covered by Texas Workers’ Compensation?

If a worker is injured on the job, then he or she should be compensated. However, Texas does not provide compensation for workers injured for the following reasons:

• A self-inflicted (intentional) injury.
• Drug usage, intoxication or from horseplay.
• An injury sustained by another person for personal reasons that are not related to the job.
• Voluntary recreation or from a sporting or social event.
• Floods, hurricane or other natural disasters. An exception is if the job deals with these disasters, which means there is a higher risk of an injury or work-related death because of a natural disaster.

To learn more about workers’ compensation and how an Austin workers’ compensation attorney may be able to help you if you or a loved one was injured on the job, give us a call today.

[Did You Know? Texas employers can opt out of Texas workers’ comp. However, non-subscribers are in the minority.]

The Law Offices of Aaron Allison – Austin Personal Injury Attorney

Source: http://www.businessinsurance.com/article/20150116/NEWS08/150119880?tags=%7C342%7C304%7C92