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The cost of insurance and medical care continues to rise in Texas and throughout the U.S. In fact, studies show that 31% of Texans have delayed or skipped medical care due to concerns about the cost.
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Workers’ compensation insurance covers the cost of medical care and treatment for people who have been injured at work, so that they may recover without the stress of bills and payment. But it’s important for injured workers to follow the right steps in order to get their full benefits. Here’s what to do if you have been injured on the job in Texas.
Workers’ compensation is a type of insurance that protects injured workers and their families. Workers’ comp covers all the costs and bills related to recovering from your injury, including medical treatment and prescription drugs, lost wages, therapy and rehabilitation costs, and other injury-related expenses.
Workers’ comp also provides compensation for workers and their families if a worker has been permanently disabled or fatally injured on the job. Surviving family members are entitled to workers’ comp death benefits for lost wages, funeral expenses, and more.
If you have been injured at work, you need to follow the correct procedures to protect your rights and get the compensation you deserve. If you are injured at work:
In Texas, there is a statute of limitations on workers’ comp claims. You have 30 days to notify your employer of a work-related illness or injury, and one year to file your workers’ comp claim. Acting quickly helps ensure you get your maximum benefits.
As mentioned above, workers’ comp is a type of insurance that is purchased and paid for by your employer, so they are usually the ones that file a claim. However, it is best to know how to file a claim yourself, so you can make sure that your claim has been filed correctly and on time.
To file your own workers’ comp claim, contact the Texas Department of Insurance. You can contact them by phone or by filling out the relevant documents online. You can also contact them with questions about your case.
If you’ve been injured at work, the immediate aftermath can be chaotic and stressful. Instead of focusing on rest and recovery, you may be focused on bills, paperwork, and financial worries. Here are some tips to make sure you get all the compensation you deserve:
If you or a loved one have been injured at work and need help with your workers’ comp claim, the family-run law offices of Aaron Allison will give you a free consultation to better understand your case and fight for your rights. Contact us today.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Attorney Aaron Allison, who has vast legal experience as a workers compensation attorney.
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